UK Retirement Planner

Age 00

·

About this tool

A quick retirement planner for UK savers. It projects your pensions, ISAs, savings and property forward to retirement, works out the pot you need, and shows when you could afford to stop work.

  • 1.Enter your current age, planned retirement age and assumptions in Assumptions.
  • 2.Fill in your monthly spending on the Spending tab.
  • 3.Add your pots and contributions on Savings, then check the Summary for your target date.
  • 4.Use Manage accounts and Manage categories to switch off anything you don't have, rename items, or add your own. Your set-up is saved in this browser.

This tool is for information and illustration only and does not constitute financial, investment or tax advice. The operator is not authorised or regulated by the Financial Conduct Authority. Figures are estimates based on your inputs and assumptions — it does not model tax, future allowance changes, market volatility or individual circumstances — and actual outcomes will differ. Tax and pension rules may change. Always speak to an FCA-regulated financial adviser before making financial decisions.

To the extent permitted by law, we accept no liability for decisions made in reliance on this tool.

On track

Projected surplus of £0 at retirement

100%

Pot needed

£0

at age 0, inflation-adjusted

Projected pot

£0

drawdown pots at retirement

Monthly spend

£0

£0 in today's money

Pot lasts until

Age 100+

pot outlives you

Target hit date

September 2026

You'll be 0 years old — 0.0 years before planned retirement

Pot trajectory

Today

2026

Age 0

Target hit

2026

Age 0

Retirement

2026

Age 0

Pot breakdown at retirement

🏦 Pension£0
📈 Stocks & Shares ISA£0
💰 Cash Savings£0
☂️ Rainy Day FundExcluded£0
🏡 Primary ResidenceIlliquid£0
🏘️ Investment Property£0

Include State Pension

£0/yr from age 0 (inflation-adjusted)

Pot longevity

✓ Pot covers full life expectancy

Your projected pot should last beyond age 0 on current trajectory.

Illustrative estimate only — not financial advice. Not authorised or regulated by the FCA. Tax, allowance changes, market volatility and individual circumstances not modelled; actual outcomes will differ. Speak to an FCA-regulated adviser before making decisions.

How the maths works →